First-Car Finder
What's the cheapest first car to run at your age?
We rank cars by the number that actually matters — all-in monthly cost: the car spread over three years, insurance estimated for your age, and road tax. Pick your age and budget to see the order change.
London estimates — your area may differ.
Peugeot 107 1.0Best all-in
£2,500 to buy · group 3 · est. insurance £77/mo
£148/mo
Insurance likely £62–£97/mo (£742–£1,160/yr). London-based estimate — your area could be higher or lower.
Ford Ka 1.2
£2,800 to buy · group 3 · est. insurance £78/mo
£158/mo
Insurance likely £62–£97/mo (£746–£1,166/yr). London-based estimate — your area could be higher or lower.
Fiat Panda 1.2
£4,000 to buy · group 3 · est. insurance £79/mo
£193/mo
Insurance likely £63–£99/mo (£761–£1,189/yr). London-based estimate — your area could be higher or lower.
Vauxhall Viva 1.0
£4,500 to buy · group 2 · est. insurance £76/mo
£203/mo
Insurance likely £61–£95/mo (£733–£1,145/yr). London-based estimate — your area could be higher or lower.
Suzuki Celerio 1.0
£4,500 to buy · group 3 · est. insurance £80/mo
£205/mo
Insurance likely £64–£100/mo (£766–£1,196/yr). London-based estimate — your area could be higher or lower.
Renault Twingo 1.0 SCe
£4,500 to buy · group 3 · est. insurance £80/mo
£206/mo
Insurance likely £64–£100/mo (£766–£1,196/yr). Estimated from insurance group, engine and value — treat as a guide.
SEAT Mii 1.0
£4,800 to buy · group 1 · est. insurance £73/mo
£208/mo
Insurance likely £59–£92/mo (£704–£1,100/yr). Estimated from insurance group, engine and value — treat as a guide.
Citroen C1 1.0
£4,800 to buy · group 3 · est. insurance £80/mo
£213/mo
Insurance likely £64–£100/mo (£768–£1,200/yr). London-based estimate — your area could be higher or lower.
Skoda Citigo 1.0
£5,000 to buy · group 1 · est. insurance £74/mo
£214/mo
Insurance likely £59–£92/mo (£706–£1,103/yr). London-based estimate — your area could be higher or lower.
Peugeot 108 1.0
£5,000 to buy · group 3 · est. insurance £82/mo
£221/mo
Insurance likely £65–£102/mo (£785–£1,226/yr). London-based estimate — your area could be higher or lower.
Ford Fiesta 1.25
£4,500 to buy · group 6 · est. insurance £91/mo
£226/mo
Insurance likely £73–£113/mo (£871–£1,361/yr). London-based estimate — your area could be higher or lower.
Fiat 500 1.2
£5,000 to buy · group 5 · est. insurance £85/mo
£227/mo
Insurance likely £68–£106/mo (£816–£1,275/yr). London-based estimate — your area could be higher or lower.
Volkswagen Up! 1.0
£5,500 to buy · group 2 · est. insurance £77/mo
£232/mo
Insurance likely £62–£97/mo (£741–£1,158/yr). London-based estimate — your area could be higher or lower.
Hyundai i10 1.0
£5,500 to buy · group 1 · est. insurance £78/mo
£233/mo
Insurance likely £63–£98/mo (£750–£1,171/yr). London-based estimate — your area could be higher or lower.
Toyota Aygo 1.0
£5,500 to buy · group 3 · est. insurance £81/mo
£233/mo
Insurance likely £65–£101/mo (£774–£1,209/yr). London-based estimate — your area could be higher or lower.
Smart Fortwo 1.0
£5,500 to buy · group 3 · est. insurance £81/mo
£235/mo
Insurance likely £65–£101/mo (£774–£1,209/yr). Estimated from insurance group, engine and value — treat as a guide.
Vauxhall Adam 1.2
£5,500 to buy · group 4 · est. insurance £84/mo
£240/mo
Insurance likely £67–£105/mo (£807–£1,261/yr). London-based estimate — your area could be higher or lower.
Ford Ka+ 1.2
£5,500 to buy · group 3 · est. insurance £81/mo
£247/mo
Insurance likely £65–£101/mo (£774–£1,209/yr). London-based estimate — your area could be higher or lower.
Vauxhall Corsa 1.2 (E)
£5,500 to buy · group 4 · est. insurance £84/mo
£249/mo
Insurance likely £67–£105/mo (£807–£1,261/yr). London-based estimate — your area could be higher or lower.
Peugeot 208 1.2 (Mk1)
£5,500 to buy · group 8 · est. insurance £100/mo
£254/mo
Insurance likely £80–£125/mo (£960–£1,500/yr). London-based estimate — your area could be higher or lower.
Toyota Yaris 1.0
£6,000 to buy · group 5 · est. insurance £88/mo
£257/mo
Insurance likely £71–£110/mo (£847–£1,324/yr). Estimated from insurance group, engine and value — treat as a guide.
Renault Clio 0.9 TCe
£6,000 to buy · group 7 · est. insurance £96/mo
£265/mo
Insurance likely £77–£120/mo (£923–£1,443/yr). London-based estimate — your area could be higher or lower.
Kia Picanto 1.0
£6,500 to buy · group 1 · est. insurance £75/mo
£270/mo
Insurance likely £60–£93/mo (£715–£1,118/yr). London-based estimate — your area could be higher or lower.
Volkswagen Polo 1.0 (Mk5)
£7,000 to buy · group 4 · est. insurance £85/mo
£281/mo
Insurance likely £68–£107/mo (£818–£1,278/yr). Estimated from insurance group, engine and value — treat as a guide.
Skoda Fabia 1.0 MPI
£7,500 to buy · group 2 · est. insurance £78/mo
£299/mo
Insurance likely £63–£98/mo (£752–£1,175/yr). London-based estimate — your area could be higher or lower.
Hyundai i20 1.2
£7,000 to buy · group 6 · est. insurance £93/mo
£299/mo
Insurance likely £74–£116/mo (£891–£1,393/yr). London-based estimate — your area could be higher or lower.
Nissan Micra 1.0 IG-T
£7,500 to buy · group 4 · est. insurance £86/mo
£306/mo
Insurance likely £68–£107/mo (£821–£1,283/yr). London-based estimate — your area could be higher or lower.
Kia Rio 1.25
£8,000 to buy · group 8 · est. insurance £102/mo
£336/mo
Insurance likely £82–£128/mo (£979–£1,530/yr). Estimated from insurance group, engine and value — treat as a guide.
Mazda 2 1.5 (75)
£7,500 to buy · group 12 · est. insurance £121/mo
£341/mo
Insurance likely £97–£151/mo (£1,160–£1,813/yr). Sparse data for this model — a rough indication only.
Ford Fiesta 1.1 Trend
£8,500 to buy · group 5 · est. insurance £90/mo
£342/mo
Insurance likely £72–£112/mo (£862–£1,348/yr). London-based estimate — your area could be higher or lower.
SEAT Ibiza 1.0 MPI
£9,000 to buy · group 2 · est. insurance £79/mo
£345/mo
Insurance likely £63–£99/mo (£759–£1,186/yr). London-based estimate — your area could be higher or lower.
Dacia Sandero 1.0
£8,500 to buy · group 6 · est. insurance £94/mo
£346/mo
Insurance likely £75–£117/mo (£901–£1,408/yr). London-based estimate — your area could be higher or lower.
Mini One 1.2
£8,500 to buy · group 10 · est. insurance £112/mo
£360/mo
Insurance likely £89–£139/mo (£1,070–£1,673/yr). London-based estimate — your area could be higher or lower.
Honda Jazz 1.3
£8,500 to buy · group 13 · est. insurance £127/mo
£375/mo
Insurance likely £102–£159/mo (£1,219–£1,905/yr). Sparse data for this model — a rough indication only.
Vauxhall Astra 1.2
£8,500 to buy · group 14 · est. insurance £133/mo
£385/mo
Insurance likely £106–£166/mo (£1,273–£1,989/yr). Sparse data for this model — a rough indication only.
Volkswagen Polo 1.0 65 (Mk6)
£10,500 to buy · group 3 · est. insurance £83/mo
£391/mo
Insurance likely £67–£104/mo (£799–£1,249/yr). London-based estimate — your area could be higher or lower.
Renault Clio 1.0 TCe
£10,500 to buy · group 8 · est. insurance £103/mo
£411/mo
Insurance likely £83–£129/mo (£993–£1,551/yr). Sparse data for this model — a rough indication only.
Vauxhall Corsa 1.2 (F)
£11,000 to buy · group 8 · est. insurance £104/mo
£425/mo
Insurance likely £83–£130/mo (£995–£1,555/yr). Sparse data for this model — a rough indication only.
Mini Cooper 1.5
£10,000 to buy · group 15 · est. insurance £140/mo
£430/mo
Insurance likely £112–£175/mo (£1,341–£2,095/yr). London-based estimate — your area could be higher or lower.
Ford Focus 1.0 EcoBoost
£11,000 to buy · group 10 · est. insurance £113/mo
£435/mo
Insurance likely £90–£141/mo (£1,085–£1,695/yr). Sparse data for this model — a rough indication only.
SEAT Leon 1.0 TSI
£10,500 to buy · group 13 · est. insurance £128/mo
£436/mo
Insurance likely £103–£161/mo (£1,233–£1,926/yr). Sparse data for this model — a rough indication only.
Volkswagen Golf 1.0 TSI
£11,500 to buy · group 10 · est. insurance £113/mo
£449/mo
Insurance likely £91–£142/mo (£1,087–£1,699/yr). Sparse data for this model — a rough indication only.
Peugeot 208 1.2 (Mk2)
£11,500 to buy · group 12 · est. insurance £124/mo
£459/mo
Insurance likely £99–£154/mo (£1,186–£1,853/yr). Sparse data for this model — a rough indication only.
Audi A1 30 TFSI
£13,500 to buy · group 15 · est. insurance £142/mo
£533/mo
Insurance likely £114–£177/mo (£1,362–£2,128/yr). Sparse data for this model — a rough indication only.
Toyota Yaris 1.5 Hybrid
£14,000 to buy · group 14 · est. insurance £136/mo
£540/mo
Insurance likely £109–£170/mo (£1,306–£2,041/yr). Sparse data for this model — a rough indication only.
All-in monthly = car spread over 3 years + estimated insurance at your age + road tax. Indicative figures based on public data for a London black-box policy — not a quote.
How we work these figures out
Insurance estimates are expected annual premiums for a new driver on a comprehensive, black-box (under-22) policy in London, calibrated against published young-driver premium datasets. The low–high range reflects how much real quotes vary from person to person.
These are estimates based on public data, not quotes, and Vouched does not give insurance advice. When you buy through Vouched we introduce you to authorised providers for a real quote.