We rank cars by the number that actually matters — monthly running cost: insurance estimated for your age, road tax, fuel and the MOT. The car itself is a one-off you pay upfront — no loan assumed. Answer a few quick questions to get your match — or use the classic form.
Estimates adjust to your postcode district.
Heads-up: Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Fiat 500 1.2Cheapest to keep
£3,298–£6,048 to buy · group 5 · est. insurance £148/mo
£219/mo
Running: £148 insurance + £3 tax + £64 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £96–£199/mo (£1,151–£2,391/yr). London-based estimate — your area could be higher or lower.
Why this one: 58 mpg — sips fuel at your mileage · £4,693 to buy — an outright purchase, nothing financed · £219/mo to keep on the road — the #1 cheapest here
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£1,695–£3,295 to buy · group 3 · est. insurance £153/mo
£219/mo
Running: £153 insurance + £2 tax + £60 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £100–£207/mo (£1,194–£2,480/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · 62 mpg — sips fuel at your mileage · £2,489 to buy — the #1 cheapest here to buy
Worth knowing: 3-star Euro NCAP (2012) — below the safety bar most rivals clear
£11,224–£14,498 to buy · group 17 · est. insurance £165/mo
£222/mo
Running: £165 insurance + £17 tax + £36 charging (home charging at 26.1p/kWh (Ofgem cap) — public typically 54–79p/kWh (Zapmap, Jun 2026)) + £5 MOT — excludes servicing.
Insurance likely £107–£222/mo (£1,284–£2,668/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2021) · Electric — cheapest per mile here on home charging · £12,448 to buy — an outright purchase, nothing financed
Worth knowing: 185-litre boot — one of the smallest here
£3,250–£5,695 to buy · group 1 · est. insurance £152/mo
£226/mo
Running: £152 insurance + £2 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £99–£205/mo (£1,186–£2,462/yr). Estimated from insurance group, engine and value — treat as a guide.
Why this one: Group 1 insurance — among the cheapest here to insure at 19 · £4,390 to buy — an outright purchase, nothing financed · £226/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2019) — below the safety bar most rivals clear
£3,695–£5,995 to buy · group 1 · est. insurance £153/mo
£226/mo
Running: £153 insurance + £2 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £99–£206/mo (£1,192–£2,476/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 1 insurance — among the cheapest here to insure at 19 · £4,770 to buy — an outright purchase, nothing financed · £226/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2019) — below the safety bar most rivals clear
£1,995–£3,495 to buy · group 3 · est. insurance £154/mo
£227/mo
Running: £154 insurance + £3 tax + £65 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £100–£208/mo (£1,202–£2,496/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · 4-star Euro NCAP (tested 2008) · £2,750 to buy — the #2 cheapest here to buy
Worth knowing: Failed its MOT more often than most here (34% failure rate)
£4,550–£7,730 to buy · group 3 · est. insurance £162/mo
£235/mo
Running: £162 insurance + £2 tax + £66 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £105–£219/mo (£1,264–£2,626/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · £5,995 to buy — an outright purchase, nothing financed · £235/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£3,990–£5,695 to buy · group 3 · est. insurance £160/mo
£238/mo
Running: £160 insurance + £17 tax + £57 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £104–£216/mo (£1,247–£2,591/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · 65 mpg — sips fuel at your mileage · £4,880 to buy — an outright purchase, nothing financed
Worth knowing: 3-star Euro NCAP (2014) — below the safety bar most rivals clear
£3,892–£5,997 to buy · group 2 · est. insurance £157/mo
£240/mo
Running: £157 insurance + £17 tax + £62 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £102–£212/mo (£1,222–£2,538/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 2 insurance — among the cheapest here to insure at 19 · 60 mpg — sips fuel at your mileage · £4,995 to buy — an outright purchase, nothing financed
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£7,795–£12,691 to buy · group 1 · est. insurance £160/mo
£245/mo
Running: £160 insurance + £17 tax + £64 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £104–£216/mo (£1,251–£2,597/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 1 insurance — among the cheapest here to insure at 19 · 58 mpg — sips fuel at your mileage · £9,998 to buy — an outright purchase, nothing financed
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£2,995–£6,064 to buy · group 4 · est. insurance £157/mo
£246/mo
Running: £157 insurance + £14 tax + £70 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £102–£212/mo (£1,225–£2,545/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2014) · £4,292 to buy — an outright purchase, nothing financed · £246/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Failed its MOT more often than most here (32% failure rate)
£5,793–£9,112 to buy · group 2 · est. insurance £161/mo
£246/mo
Running: £161 insurance + £17 tax + £64 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £105–£217/mo (£1,255–£2,606/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 2 insurance — among the cheapest here to insure at 19 · 58 mpg — sips fuel at your mileage · £7,495 to buy — an outright purchase, nothing financed
Worth knowing: Failed its MOT more often than most here (18% failure rate)
£6,997–£10,965 to buy · group 2 · est. insurance £159/mo
£248/mo
Running: £159 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £103–£215/mo (£1,240–£2,574/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 2 insurance — among the cheapest here to insure at 19 · 5-star Euro NCAP (tested 2022) · £9,154 to buy — an outright purchase, nothing financed
Worth knowing: Failed its MOT more often than most here (20% failure rate)
£3,324–£5,995 to buy · group 3 · est. insurance £160/mo
£248/mo
Running: £160 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £104–£215/mo (£1,244–£2,584/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · £4,697 to buy — an outright purchase, nothing financed · £248/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 0-star Euro NCAP (2018) — below the safety bar most rivals clear
£5,496–£8,498 to buy · group 2 · est. insurance £160/mo
£249/mo
Running: £160 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £104–£216/mo (£1,250–£2,596/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 2 insurance — among the cheapest here to insure at 19 · £7,098 to buy — an outright purchase, nothing financed · £249/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2019) — below the safety bar most rivals clear
£5,495–£7,499 to buy · group 3 · est. insurance £163/mo
£250/mo
Running: £163 insurance + £17 tax + £65 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £106–£221/mo (£1,274–£2,646/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · £6,750 to buy — an outright purchase, nothing financed · £250/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£3,750–£6,250 to buy · group 4 · est. insurance £164/mo
£252/mo
Running: £164 insurance + £14 tax + £70 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £106–£221/mo (£1,277–£2,653/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2013) · £4,995 to buy — an outright purchase, nothing financed · £252/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 170-litre boot — one of the smallest here
£6,450–£11,199 to buy · group 10 · est. insurance £194/mo
£252/mo
Running: £194 insurance + £17 tax + £36 charging (home charging at 26.1p/kWh (Ofgem cap) — public typically 54–79p/kWh (Zapmap, Jun 2026)) + £5 MOT — excludes servicing.
Insurance likely £126–£291/mo (£1,514–£3,494/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Electric — cheapest per mile here on home charging · £9,000 to buy — an outright purchase, nothing financed · £252/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2019) — below the safety bar most rivals clear
£6,995–£12,984 to buy · group 2 · est. insurance £165/mo
£253/mo
Running: £165 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £107–£247/mo (£1,286–£2,967/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Group 2 insurance — among the cheapest here to insure at 19 · 5-star Euro NCAP (tested 2021) · £10,995 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£9,650–£13,791 to buy · group 1 · est. insurance £162/mo
£256/mo
Running: £162 insurance + £17 tax + £73 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £105–£243/mo (£1,265–£2,919/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Group 1 insurance — among the cheapest here to insure at 19 · £11,985 to buy — an outright purchase, nothing financed · £256/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£7,995–£11,995 to buy · group 3 · est. insurance £168/mo
£257/mo
Running: £168 insurance + £17 tax + £69 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £109–£226/mo (£1,307–£2,714/yr). London-based estimate — your area could be higher or lower.
Why this one: Group 3 insurance — among the cheapest here to insure at 19 · 5-star Euro NCAP (tested 2022) · £10,000 to buy — an outright purchase, nothing financed
Worth knowing: 54 mpg — thirstier than most cars here
£3,495–£6,450 to buy · group 6 · est. insurance £169/mo
£257/mo
Running: £169 insurance + £14 tax + £69 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £110–£229/mo (£1,321–£2,745/yr). London-based estimate — your area could be higher or lower.
Why this one: 5-star Euro NCAP (tested 2012) · £4,995 to buy — an outright purchase, nothing financed · £257/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Failed its MOT more often than most here (32% failure rate)
£5,990–£10,498 to buy · group 4 · est. insurance £169/mo
£258/mo
Running: £169 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £110–£228/mo (£1,319–£2,739/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2017) · £8,249 to buy — an outright purchase, nothing financed · £258/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Failed its MOT more often than most here (19% failure rate)
£9,695–£12,692 to buy · group 4 · est. insurance £173/mo
£260/mo
Running: £173 insurance + £17 tax + £66 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £112–£259/mo (£1,346–£3,107/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (12% failure rate, 2023 DVSA data) · £11,246 to buy — an outright purchase, nothing financed · £260/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2020) — below the safety bar most rivals clear
£3,798–£7,465 to buy · group 10 · est. insurance £188/mo
£261/mo
Running: £188 insurance + £2 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £122–£254/mo (£1,464–£3,042/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2014) · £5,395 to buy — an outright purchase, nothing financed · £261/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 211-litre boot — one of the smallest here
£5,790–£8,998 to buy · group 6 · est. insurance £175/mo
£264/mo
Running: £175 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £114–£237/mo (£1,367–£2,839/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2015) · £7,270 to buy — an outright purchase, nothing financed · £264/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: One of the dearer cars here to insure at 19 (about £2,103/yr)
£9,704–£12,698 to buy · group 4 · est. insurance £173/mo
£268/mo
Running: £173 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £112–£259/mo (£1,346–£3,107/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: £11,248 to buy — an outright purchase, nothing financed · £268/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2020) — below the safety bar most rivals clear
£7,722–£12,855 to buy · group 5 · est. insurance £176/mo
£268/mo
Running: £176 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £114–£237/mo (£1,370–£2,844/yr). London-based estimate — your area could be higher or lower.
Why this one: 5-star Euro NCAP (tested 2017) · £10,495 to buy — an outright purchase, nothing financed · £268/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 52 mpg — thirstier than most cars here
£7,995–£10,498 to buy · group 6 · est. insurance £178/mo
£270/mo
Running: £178 insurance + £17 tax + £70 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £116–£241/mo (£1,391–£2,889/yr). London-based estimate — your area could be higher or lower.
Why this one: £9,498 to buy — an outright purchase, nothing financed · £270/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 2-star Euro NCAP (2021) — below the safety bar most rivals clear
£5,996–£9,736 to buy · group 8 · est. insurance £184/mo
£272/mo
Running: £184 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £119–£248/mo (£1,431–£2,973/yr). Estimated from insurance group, engine and value — treat as a guide.
Why this one: £7,496 to buy — an outright purchase, nothing financed · £272/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£4,995–£7,490 to buy · group 8 · est. insurance £181/mo
£274/mo
Running: £181 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £118–£245/mo (£1,412–£2,934/yr). Estimated from insurance group, engine and value — treat as a guide.
Why this one: 4-star Euro NCAP (tested 2017) · £6,098 to buy — an outright purchase, nothing financed · £274/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 52 mpg — thirstier than most cars here
£5,495–£10,995 to buy · group 15 · est. insurance £201/mo
£274/mo
Running: £201 insurance + £2 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £130–£271/mo (£1,565–£3,251/yr). London-based estimate — your area could be higher or lower.
Why this one: 4-star Euro NCAP (tested 2014) · £8,000 to buy — an outright purchase, nothing financed · £274/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 211-litre boot — one of the smallest here
£5,696–£10,456 to buy · group 10 · est. insurance £194/mo
£276/mo
Running: £194 insurance + £17 tax + £61 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £126–£291/mo (£1,511–£3,488/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 61 mpg — sips fuel at your mileage · £8,799 to buy — an outright purchase, nothing financed · £276/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£7,000–£12,499 to buy · group 8 · est. insurance £187/mo
£277/mo
Running: £187 insurance + £17 tax + £69 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £122–£281/mo (£1,461–£3,372/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 5-star Euro NCAP (tested 2019) · £10,299 to buy — an outright purchase, nothing financed · £277/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£7,995–£10,538 to buy · group 8 · est. insurance £186/mo
£280/mo
Running: £186 insurance + £17 tax + £73 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £121–£252/mo (£1,453–£3,019/yr). Estimated from insurance group, engine and value — treat as a guide.
Why this one: 5-star Euro NCAP (tested 2017) · £9,458 to buy — an outright purchase, nothing financed · £280/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 51 mpg — thirstier than most cars here
£9,791–£12,498 to buy · group 7 · est. insurance £184/mo
£283/mo
Running: £184 insurance + £17 tax + £77 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £120–£276/mo (£1,436–£3,314/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £10,998 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£6,190–£8,495 to buy · group 8 · est. insurance £183/mo
£285/mo
Running: £183 insurance + £17 tax + £81 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £119–£247/mo (£1,427–£2,965/yr). Estimated from insurance group, engine and value — treat as a guide.
Why this one: 5-star Euro NCAP (tested 2017) · £7,150 to buy — an outright purchase, nothing financed · £285/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 46 mpg — thirstier than most cars here
£7,500–£13,999 to buy · group 10 · est. insurance £196/mo
£286/mo
Running: £196 insurance + £17 tax + £69 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £127–£294/mo (£1,529–£3,528/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (12% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £10,500 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£10,314–£13,986 to buy · group 12 · est. insurance £190/mo
£287/mo
Running: £190 insurance + £17 tax + £76 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £123–£256/mo (£1,481–£3,075/yr). London-based estimate — your area could be higher or lower.
Why this one: 5-star Euro NCAP (tested 2019) · £12,196 to buy — an outright purchase, nothing financed · £287/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 49 mpg — thirstier than most cars here
£12,521–£16,300 to buy · group 8 · est. insurance £191/mo
£287/mo
Running: £191 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £124–£287/mo (£1,492–£3,444/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £14,286 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£6,495–£11,290 to buy · group 10 · est. insurance £194/mo
£287/mo
Running: £194 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £126–£291/mo (£1,514–£3,494/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 5-star Euro NCAP (tested 2019) · £8,995 to buy — an outright purchase, nothing financed · £287/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£8,795–£11,980 to buy · group 10 · est. insurance £196/mo
£290/mo
Running: £196 insurance + £17 tax + £73 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £127–£294/mo (£1,529–£3,528/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (8% failure rate, 2023 DVSA data) · 4-star Euro NCAP (tested 2019) · £10,494 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£9,183–£10,998 to buy · group 10 · est. insurance £195/mo
£291/mo
Running: £195 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £127–£293/mo (£1,524–£3,518/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: £9,999 to buy — an outright purchase, nothing financed · £291/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 2-star Euro NCAP (2021) — below the safety bar most rivals clear
£11,495–£14,498 to buy · group 10 · est. insurance £199/mo
£291/mo
Running: £199 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £129–£298/mo (£1,550–£3,578/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £12,996 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£11,554–£14,800 to buy · group 11 · est. insurance £203/mo
£295/mo
Running: £203 insurance + £17 tax + £70 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £132–£305/mo (£1,586–£3,660/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 4-star Euro NCAP (tested 2021) · £13,180 to buy — an outright purchase, nothing financed · £295/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£12,530–£16,000 to buy · group 10 · est. insurance £200/mo
£296/mo
Running: £200 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £130–£300/mo (£1,561–£3,603/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (8% failure rate, 2023 DVSA data) · £14,498 to buy — an outright purchase, nothing financed · £296/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
£7,660–£12,495 to buy · group 13 · est. insurance £209/mo
£296/mo
Running: £209 insurance + £17 tax + £66 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £136–£313/mo (£1,628–£3,758/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2015) · £9,992 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£7,950–£12,205 to buy · group 12 · est. insurance £204/mo
£297/mo
Running: £204 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £133–£306/mo (£1,593–£3,675/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (12% failure rate, 2023 DVSA data) · 4-star Euro NCAP (tested 2019) · £9,995 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£7,840–£12,498 to buy · group 13 · est. insurance £208/mo
£297/mo
Running: £208 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £136–£313/mo (£1,626–£3,752/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 5-star Euro NCAP (tested 2020) · £9,745 to buy — an outright purchase, nothing financed · £297/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£10,990–£17,000 to buy · group 14 · est. insurance £219/mo
£297/mo
Running: £219 insurance + £17 tax + £57 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £142–£328/mo (£1,705–£3,935/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2020) · 65 mpg — sips fuel at your mileage
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£10,489–£12,998 to buy · group 12 · est. insurance £207/mo
£299/mo
Running: £207 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £134–£310/mo (£1,611–£3,717/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 4-star Euro NCAP (tested 2019) · £11,926 to buy — an outright purchase, nothing financed · £299/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£12,800–£16,996 to buy · group 12 · est. insurance £209/mo
£302/mo
Running: £209 insurance + £17 tax + £71 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £136–£314/mo (£1,633–£3,770/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (7% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £14,760 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£3,895–£8,996 to buy · group 14 · est. insurance £208/mo
£303/mo
Running: £208 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £135–£312/mo (£1,622–£3,744/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 5-star Euro NCAP (tested 2015) · £6,750 to buy — an outright purchase, nothing financed · £303/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£13,194–£17,698 to buy · group 15 · est. insurance £225/mo
£305/mo
Running: £225 insurance + £17 tax + £59 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £146–£337/mo (£1,752–£4,044/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (11% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · 63 mpg — sips fuel at your mileage
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£10,842–£13,488 to buy · group 13 · est. insurance £212/mo
£307/mo
Running: £212 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £138–£317/mo (£1,650–£3,809/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: 4-star Euro NCAP (tested 2021) · £12,299 to buy — an outright purchase, nothing financed · £307/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£14,000–£17,995 to buy · group 15 · est. insurance £225/mo
£320/mo
Running: £225 insurance + £17 tax + £74 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £146–£337/mo (£1,754–£4,047/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (10% failure rate, 2023 DVSA data) · 5-star Euro NCAP (tested 2019) · £16,000 to buy — an outright purchase, nothing financed
Worth knowing: Our premium estimate for this car is rough — treat the range, not the number
£7,950–£13,472 to buy · group 19 · est. insurance £239/mo
£327/mo
Running: £239 insurance + £17 tax + £67 fuel (6,500 mi at £1.51/L, DESNZ Jul 2026) + £5 MOT — excludes servicing.
Insurance likely £155–£358/mo (£1,861–£4,295/yr). Sparse data for this model — a rough indication only, so we show a wider range.
Why this one: Passed its MOT more often than most cars here (8% failure rate, 2023 DVSA data) · £10,256 to buy — an outright purchase, nothing financed · £327/mo to keep on the road — costed from insurance, tax, fuel and MOT, nothing hidden
Worth knowing: 3-star Euro NCAP (2017) — below the safety bar most rivals clear
Running cost = estimated insurance at your age + road tax + fuel (average 6,500 miles at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026) + MOT — excludes servicing. The car price is a one-off you pay upfront; we don’t assume a loan. Car prices vary by year, spec and mileage. Indicative figures based on public data for a black-box policy — not a quote.
Figures checked July 2026
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Insurance estimates are expected annual premiums for a new driver on a comprehensive, black-box (under-22) policy in London, calibrated against published young-driver premium datasets. The low–high range reflects how much real quotes vary from person to person.
These are estimates based on public data, not quotes, and Vouched does not give insurance advice. When you're ready to buy, we introduce you to authorised providers for a real quote.