First-Car Finder
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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Volkswagen Polo 1.0 (Mk5) 2014-2017 |
|---|---|
| Upfront price | £6,998 £5,180–£8,871 |
| Monthly running | £188/mo £117 insurance + £2 tax + £64 fuel + £5 MOT |
| Insurance | Group 4 £1,059–£1,906/yr — London-based estimate — your area could be higher or lower. |
| MOT failure rate | 25% Top faults: Brakes, Suspension, Tyres |
| Euro NCAP | 5-star (2009) |
| Boot | 280L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £20/yr |
| Servicing | ~£186/yr |
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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