First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Volkswagen Passat 2.0 TDI SE
2015-2016
Upfront price£7,750
£5,995£8,995
Monthly running£258/mo
£193 insurance + £2 tax + £58 fuel + £5 MOT
InsuranceGroup 19
£1,513£3,141/yr — London-based estimate — your area could be higher or lower.
MOT failure rate20%
Top faults: Tyres, Suspension, Brakes
Euro NCAP5-star (2014)
Boot586L
Gearboxmanual
ULEZNot compliant
Road tax£20/yr
Servicing

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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