First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Volkswagen Golf GTI 2.0 TSI 230PS (Mk7.5 facelift)
2017-2018
Upfront price£14,659
£10,776£18,542
Monthly running£430/mo
£324 insurance + £17 tax + £84 fuel + £5 MOT
InsuranceGroup 32
£2,535£5,850/yr — Sparse data for this model — a rough indication only, so we show a wider range.
MOT failure rate
Euro NCAPUnrated
Boot380L
Gearboxmanual
ULEZCompliant
Road tax£200/yr
Servicing~£193/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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