First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Volkswagen Golf Estate 1.6 TDI SE
2013-2016
Upfront price£4,250
£2,532£5,968
Monthly running£190/mo
£127 insurance + £2 tax + £56 fuel + £5 MOT
InsuranceGroup 11
£997£2,301/yr — Sparse data for this model — a rough indication only, so we show a wider range.
MOT failure rate
Euro NCAPUnrated
Boot605L
Gearboxmanual
ULEZNot compliant
Road tax£20/yr
Servicing~£193/yr

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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