First-Car Finder
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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Volkswagen Golf 1.4 TSI Bluemotion Tech SE (Mk7, pre-facelift) 2013-2016 |
|---|---|
| Upfront price | £7,750 £6,450–£8,995 |
| Monthly running | £228/mo £139 insurance + £14 tax + £70 fuel + £5 MOT |
| Insurance | Group 13 £1,254–£2,257/yr — London-based estimate — your area could be higher or lower. |
| MOT failure rate | 18% Top faults: Tyres, Suspension, Brakes |
| Euro NCAP | Unrated |
| Boot | 380L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £170/yr |
| Servicing | ~£193/yr |
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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