Compare your shortlist, side by side
Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Vauxhall Adam 1.2 2012-2019 |
|---|---|
| Upfront price | £4,995 £3,750–£6,250 |
| Monthly running | £252/mo £163 insurance + £14 tax + £70 fuel + £5 MOT |
| Insurance | Group 4 £1,277–£2,653/yr — London-based estimate — your area could be higher or lower. |
| MOT failure rate | 28% Top faults: Suspension, Tyres, Brakes |
| Euro NCAP | 4-star (2013) |
| Boot | 170L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £170/yr |
| Servicing | ~£202/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026