First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Vauxhall Adam 1.2
2012-2019
Upfront price£4,995
£3,750£6,250
Monthly running£199/mo
£110 insurance + £14 tax + £70 fuel + £5 MOT
InsuranceGroup 4
£997£1,794/yr — London-based estimate — your area could be higher or lower.
MOT failure rate28%
Top faults: Suspension, Tyres, Brakes
Euro NCAP4-star (2013)
Boot170L
Gearboxmanual
ULEZCompliant
Road tax£170/yr
Servicing~£202/yr

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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