First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Toyota Prius 1.8 VVT-i Hybrid Active (original 2016-launch derivative, CVT auto, 120bhp)
2015-2022
Upfront price£7,995
£5,496£12,045
Monthly running£359/mo
£282 insurance + £17 tax + £55 fuel + £5 MOT
InsuranceGroup 14
£2,204£4,577/yr — London-based estimate — your area could be higher or lower.
MOT failure rate15%
Top faults: Lamps, reflectors and electrical equipment, Tyres, Brakes
Euro NCAPUnrated
Boot457L
Gearboxauto
ULEZCompliant
Road tax£200/yr
Servicing~£198/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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