First-Car Finder

Compare your shortlist, side by side

Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19SEAT Mii 1.0
2012-2017
Upfront price£4,390
£3,250£5,695
Monthly running£226/mo
£152 insurance + £2 tax + £67 fuel + £5 MOT
InsuranceGroup 1
£1,186£2,462/yr — Estimated from insurance group, engine and value — treat as a guide.
MOT failure rate23%
Top faults: Brakes, Tyres, Lamps, reflectors and electrical equipment
Euro NCAP3-star (2019)
Boot251L
Gearboxmanual
ULEZCompliant
Road tax£20/yr
Servicing~£193/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026