First-Car Finder

Compare your shortlist, side by side

Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19SEAT Arona 1.0 TSI
2017-2018
Upfront price£9,458
£7,995£10,538
Monthly running£280/mo
£185 insurance + £17 tax + £73 fuel + £5 MOT
InsuranceGroup 8
£1,453£3,019/yr — Estimated from insurance group, engine and value — treat as a guide.
MOT failure rate19%
Top faults: Tyres, Steering, Brakes
Euro NCAP5-star (2017)
Boot400L
Gearboxmanual
ULEZCompliant
Road tax£200/yr
Servicing~£193/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026