First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Renault Clio Renaultsport 200 EDC (200PS/197bhp) (Mk4)
2013-2016
Upfront price£5,703
£4,449£6,956
Monthly running£386/mo
£285 insurance + £17 tax + £79 fuel + £5 MOT
InsuranceGroup 29
£2,232£5,151/yr — Sparse data for this model — a rough indication only, so we show a wider range.
MOT failure rate
Euro NCAPUnrated
Boot300L
Gearboxauto
ULEZCompliant
Road tax£200/yr
Servicing~£204/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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