First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Renault Captur 0.9 TCe (Mk1)
2013-2017
Upfront price£5,495
£4,494£6,619
Monthly running£259/mo
£184 insurance + £3 tax + £67 fuel + £5 MOT
InsuranceGroup 9
£1,435£2,979/yr — Estimated from insurance group, engine and value — treat as a guide.
MOT failure rate25%
Top faults: Suspension, Tyres, Brakes
Euro NCAPUnrated
Boot377L
Gearboxmanual
ULEZCompliant
Road tax£35/yr
Servicing~£204/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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