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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Mini Cooper S 2.0 (189PS) (F56, pre-facelift) 2014-2018 |
|---|---|
| Upfront price | £5,928 £3,965–£7,890 |
| Monthly running | £365/mo £267 insurance + £17 tax + £76 fuel + £5 MOT |
| Insurance | Group 26 £2,095–£4,835/yr — Sparse data for this model — a rough indication only, so we show a wider range. |
| MOT failure rate | 15% Top faults: Tyres, Brakes, Visibility |
| Euro NCAP | 4-star (2014) |
| Boot | 211L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £200/yr |
| Servicing | ~£163/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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