First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19MINI Cooper 1.5
2014-2018
Upfront price£8,000
£5,495£10,995
Monthly running£209/mo
£135 insurance + £2 tax + £67 fuel + £5 MOT
InsuranceGroup 15
£1,222£2,199/yr — London-based estimate — your area could be higher or lower.
MOT failure rate15%
Top faults: Tyres, Visibility, Brakes
Euro NCAP4-star (2014)
Boot211L
Gearboxmanual
ULEZCompliant
Road tax£20/yr
Servicing~£163/yr

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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