First-Car Finder

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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19MG ZS EV Excite auto 5d (105kW/140bhp, 44.5kWh battery)
2019-2025
Upfront price£6,930
£5,220£8,640
Monthly running£307/mo
£242 insurance + £17 tax + £43 charging + £5 MOT
InsuranceGroup 21
£1,896£4,376/yr — Sparse data for this model — a rough indication only, so we show a wider range.
MOT failure rate
Euro NCAP5-star (2019)
Boot470L
Gearboxauto
ULEZCompliant
Road tax£200/yr
Servicing

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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