Compare your shortlist, side by side
Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Kia Rio 1.0 T-GDi 118bhp ISG (First Edition/GT-Line) 2017-2023 |
|---|---|
| Upfront price | £8,835 £7,124–£13,544 |
| Monthly running | £291/mo £188 insurance + £17 tax + £81 fuel + £5 MOT |
| Insurance | Group 9 £1,479–£3,071/yr — Estimated from insurance group, engine and value — treat as a guide. |
| MOT failure rate | — |
| Euro NCAP | 3-star (2017) |
| Boot | 325L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £200/yr |
| Servicing | ~£203/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
Ready to make it real?
Our figure is for shortlisting — a real quote takes ten minutes and you'll already know if it's fair.
Compare real quotes