First-Car Finder

Compare your shortlist, side by side

Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Ford Ka+ 1.2
2016-2019
Upfront price£6,750
£5,495£7,499
Monthly running£250/mo
£163 insurance + £17 tax + £65 fuel + £5 MOT
InsuranceGroup 3
£1,274£2,646/yr — London-based estimate — your area could be higher or lower.
MOT failure rate15%
Top faults: Tyres, Lamps, reflectors and electrical equipment, Suspension
Euro NCAP3-star (2017)
Boot270L
Gearboxmanual
ULEZCompliant
Road tax£200/yr
Servicing~£191/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026