First-Car Finder
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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Ford Ka 1.2 2009-2016 |
|---|---|
| Upfront price | £2,750 £1,995–£3,495 |
| Monthly running | £177/mo £104 insurance + £3 tax + £65 fuel + £5 MOT |
| Insurance | Group 3 £938–£1,689/yr — London-based estimate — your area could be higher or lower. |
| MOT failure rate | 34% Top faults: Suspension, Brakes, Lamps, reflectors and electrical equipment |
| Euro NCAP | 4-star (2008) |
| Boot | 224L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £35/yr |
| Servicing | ~£191/yr |
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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