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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Ford Focus Estate 1.6 TDCi (115bhp) Zetec 2011-2015 |
|---|---|
| Upfront price | £3,073 £1,238–£4,908 |
| Monthly running | £269/mo £202 insurance + £2 tax + £60 fuel + £5 MOT |
| Insurance | Group 15 £1,576–£3,638/yr — Sparse data for this model — a rough indication only, so we show a wider range. |
| MOT failure rate | 29% Top faults: Lamps, reflectors and electrical equipment, Tyres, Suspension |
| Euro NCAP | Unrated |
| Boot | 476L |
| Gearbox | manual |
| ULEZ | Not compliant |
| Road tax | £20/yr |
| Servicing | ~£190/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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