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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Ford Focus 1.6 Ti-VCT (Mk3, naturally aspirated) 2011-2012 |
|---|---|
| Upfront price | £2,100 £1,430–£2,770 |
| Monthly running | £293/mo £192 insurance + £17 tax + £79 fuel + £5 MOT |
| Insurance | Group 14 £1,504–£3,471/yr — Sparse data for this model — a rough indication only, so we show a wider range. |
| MOT failure rate | 38% Top faults: Suspension, Lamps, reflectors and electrical equipment, Tyres |
| Euro NCAP | 5-star (2011) |
| Boot | 316L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £200/yr |
| Servicing | ~£190/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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