First-Car Finder

Compare your shortlist, side by side

Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Ford Fiesta 1.25 (Mk7)
2012-2017
Upfront price£4,995
£3,495£6,450
Monthly running£257/mo
£169 insurance + £14 tax + £69 fuel + £5 MOT
InsuranceGroup 6
£1,321£2,745/yr — London-based estimate — your area could be higher or lower.
MOT failure rate32%
Top faults: Suspension, Lamps, reflectors and electrical equipment, Tyres
Euro NCAP5-star (2012)
Boot290L
Gearboxmanual
ULEZCompliant
Road tax£170/yr
Servicing~£186/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026