First-Car Finder
Compare your shortlist, side by side
Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Fiat Panda 1.2 2012-2020 |
|---|---|
| Upfront price | £4,697 £3,324–£5,995 |
| Monthly running | £197/mo £108 insurance + £17 tax + £67 fuel + £5 MOT |
| Insurance | Group 3 £971–£1,748/yr — London-based estimate — your area could be higher or lower. |
| MOT failure rate | 25% Top faults: Suspension, Tyres, Brakes |
| Euro NCAP | 0-star (2018) |
| Boot | 225L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £200/yr |
| Servicing | ~£207/yr |
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
Ready to make it real?
Our figure is for shortlisting — a real quote takes ten minutes and you'll already know if it's fair.
Compare real quotes