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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | Citroen C4 Cactus 1.2 PureTech (82bhp), pre-facelift 2014-2017 |
|---|---|
| Upfront price | £4,500 £3,795–£5,650 |
| Monthly running | £249/mo £181 insurance + £2 tax + £61 fuel + £5 MOT |
| Insurance | Group 9 £1,416–£2,940/yr — Estimated from insurance group, engine and value — treat as a guide. |
| MOT failure rate | 30% Top faults: Tyres, Visibility, Lamps, reflectors and electrical equipment |
| Euro NCAP | 4-star (2014) |
| Boot | 358L |
| Gearbox | manual |
| ULEZ | Compliant |
| Road tax | £20/yr |
| Servicing | ~£198/yr |
Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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