First-Car Finder
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Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.
| At age 19 | BMW 3 Series 320d SE 2012-2015 |
|---|---|
| Upfront price | £5,499 £4,250–£7,490 |
| Monthly running | £276/mo £202 insurance + £3 tax + £66 fuel + £5 MOT |
| Insurance | Group 31 £1,575–£3,635/yr — Sparse data for this model — a rough indication only, so we show a wider range. |
| MOT failure rate | 24% Top faults: Tyres, Lamps, reflectors and electrical equipment, Suspension |
| Euro NCAP | Unrated |
| Boot | 480L |
| Gearbox | manual |
| ULEZ | Not compliant |
| Road tax | £35/yr |
| Servicing | — |
Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.
Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).
Figures checked July 2026
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