First-Car Finder

Compare your shortlist, side by side

Every figure here comes from the same maths as the finder — insurance, tax, fuel and MOT, itemised, nothing hidden.

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At age 19Audi A3 Sportback 2.0 TDI (150PS) SE
2013-2017
Upfront price£7,885
£5,995£9,495
Monthly running£333/mo
£266 insurance + £2 tax + £60 fuel + £5 MOT
InsuranceGroup 25
£2,082£4,324/yr — London-based estimate — your area could be higher or lower.
MOT failure rate13%
Top faults: Tyres, Brakes, Lamps, reflectors and electrical equipment
Euro NCAPUnrated
Boot380L
Gearboxmanual
ULEZNot compliant
Road tax£20/yr
Servicing~£203/yr

Market update (27 July 2026): two major insurer groups — including the cheapest black-box provider in most of our data — left the comparison panel we calibrate against, and cheapest quotes for young drivers rose roughly 50%. Our estimates now track this new, higher market. If those insurers return, real quotes could come in below the range shown — get a real quote before you budget.

Indicative estimates from public data, not quotes — running cost excludes servicing (shown separately, where a published band exists). Vouched does not give insurance advice.

Fuel at £1.51/L petrol or £1.65/L diesel, DESNZ Jul 2026; EVs at home charging (26.1p/kWh, Ofgem cap).

Figures checked July 2026

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